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10 fast savings ideas  
INFORMATIVE User Created List

Tags: savings, money, finance

Here are some simple and fast ways to save money during this economic downturn.

1. Bring your own lunch to work instead of eating out. Simple wraps or sandwich are quick and easy to make, yet tasty and healthy.
2. Plan your cell phone usage towards weekends and evenings to avoid over minutes
3. Avoid ATM fees by using only your own banks.
4. Review your bank statement to identify and cancel on-going subscriptions to magazines and services that you subscribed to but no longer use
5. Turn your air conditioner up one or two degree higher in the summer, or the heater down one or two degrees lower in the winter. You will not feel the difference with a small change in temperature but it makes a huge difference to your energy bill.
6. Do your washing and drying in the evening when the electricity rate is lower than during the day.
7. Carry a water bottle with you to refill rather than continuingly buying water bottles. It is eco-friendly while saving money.
8. Plan out what you will buy before going to the grocery store. This will help you focus and avoid picking up things that you don't need.
9. Pay your credit card and other bills on time to avoid interest or late payment fees
10. Look for deals online, such as craiglist, ebay and other sources before making purchases

Lister: kaitewards
Source: Payday Loans Today

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