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How To Spot And Handle Fraudulent Telephone Solicitations
HOW TO
Tags: Telephone Solicitators, Telephone Problems, Prank Calls, solicitation
You may not be able to put a freeze on cold calls, but you can learn how to spot those that spell f-r-a-u-d. Here's how:
| | Say no to high-pressure sales tactics. Legitimate businesses respect the fact that you're not interested. |
| | Tell callers if you don't want to hear from them again. If they call back, they're breaking the law. You can feel comfortable hanging up. |
| | Take your time when you're presented with a sales "opportunity." Ask for written information about the product, service, investment opportunity, or charity that's being pitched. Don't talk with a salesperson if it's not convenient for you. A reputable salesperson should be willing to call you back at a time you choose. |
| | Talk to a friend, relative or financial advisor before you respond to a cold call. Any investment you make may have serious financial consequences for you - and the people you care about. |
| | Hang up if you're asked to pay for a prize. Free is free. |
| | Don't send money - cash, check or money order - by courier, overnight delivery, or wire to anyone who insists on immediate payment. |
| | Keep information about your bank accounts and credit cards to yourself - unless you know who you're dealing with. |
| | Hang up if a telemarketer calls before 8 a.m. or after 9 p.m. That's a tip-off to a rip-off. |
| | Check out the company with your state and local consumer protection office before you buy any product or service, or donate money. |
| | If you suspect a scam, call your state Attorney General. |
Lister:
Angie
Source:
FTC
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