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Squeeze Every Penny - Ways to Save Some Cash   Add to wiki
INTERESTING Wiki List

Tags: Saving Money, Saving Cash, Making Money, Money Strategies

Sometimes half the battle with securing your financial future is simply saving, here is some advice I use and some advice that my friends here have added

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  • Last but sure as hell not least. Pay yourself before you play.
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  • Best way to make money is to save money. If you start by saving a significant amount of your income monthly, you will have more money to invest. Money invested in a 401k, Roth IRA, or regular brokerage accounts can grow significantly over time. So instead of buying a $20 pizza, you can funnel that money into a brokerage account. You can also use the extra savings on a down payment in a real estate investment, which through the years achieved incredible rates of appreciation.
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  • But, really, I find the best way to get some extra cash is to better budget my income. I've been out of college a few months, but I've continued to live in the poor student fashion. I use Juno dial-up to get to the internet instead of high-speed, have basic cable instead of 90 channels, eat Ramen noodles for lunch, keep the heat turned down as low as I can, buy only thrift store / clearance clothing and do the occasional dumpster dive when I think no one is looking. It sounds like a poor way to live, but I have a comfortable apartment, I'm healthy and I don't feel as if I'm lacking for much at all. And all the money I save goes to my savings and to pay off my student loans.
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  • In your checkbook, round up to the nearest dollar, it may only seem like a few cents, but after a while, it adds up. Plus your not going to miss a few cents here and there. Just don’t keep a track of that money in your checkbook, only in your mind.
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  • Don't ever buy anything other than term life insurance. This won't make you money but it will keep you from spending money that you didn't need to.
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  • Don't ever buy anything other than term life insurance. This won't make you money but it will keep you from spending money that you didn't need to.
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  • Carry NO debt other than your house payment. Paying off credit cards is the same as making %18 on the same amount of money.
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  • Don't keep up with the Jones'. They probably don't have any more money than you but they have tons more debt.
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  • Getting rid of a nasty habit (smoking) also frees up a lot of money for your budget. It is very easy to save hundreds of dollars a month with a budget.
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  • Put money in the bank AND LEAVE IT THERE. Compounding interest is an amazing thing.
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  • A great way to make money is to not spend what you don't have. It's easier to make money when you’re not digging yourself out of a hole of debt.

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