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What to Do If Your Wallet or Purse Is Stolen - Free advice - Sounds Credible
HOW TO
Tags: Stolen Wallet, Stolen Purse, purse, theft, fraud, credit card fraud
Recently TrailerGuyBob received an email about an attorney whose wallet was stolen and within a Within a week, the thieve(s) ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change his driving record information online, and more. But here's some critical information to limit the damage in case this happens to you or someone you know:
| 1. | We have been told we should cancel our credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them. |
| 2. | File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one). |
| 3. | But here's what is perhaps most important of all: (I never even thought to do this.) Call the 3 national credit reporting organizations immediately to pla! ce a fraud alert on your name and Social Security number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit. |
| 4. | Now, here are the numbers you always need to contact about your wallet, etc., has been stolen:1.) Equifax: 1-800-525-6285 2.) Experian (formerly TRW): 1-888-397-3742 3.)! Trans Union: 1-800-680-7289 4.) Social Security Administration (fr aud line): 1-800-269-0271 |
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TrailerGuyBob
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